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Deposit Rate

Term Deposit Rates

  • rates are indicative only and subject to change without notice 
  • all rates are quoted as Annual Rates of Return 
(Date format is dd/mm/yyyy)
Rates as of:
05/06/2025, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 05/06/2025, 9:00 am
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.2655 1.2655 1.2655 1.3502 1.4349 1.5196
6 Months 1.2357 1.2357 1.2357 1.3188 1.4018 1.4849
1 Year 1.1685 1.1685 1.1685 1.2477 1.3269 1.4061
2 Years 1.3176 1.3176 1.3176 1.3975 1.4773 1.5571
3 Years 1.3559 1.3559 1.3559 1.4351 1.5143 1.5935
4 Years 1.503 1.503 1.503 1.5834 1.6639 1.7443
5 Years 1.7393 1.7393 1.7393 1.821 1.9026 1.9842
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 3 Months
5,000+ 1.2655
10,000+ 1.2655
50,000+ 1.2655
100,000+ 1.3502
500,000+ 1.4349
1,000,000+ 1.5196
Term 6 Months
5,000+ 1.2357
10,000+ 1.2357
50,000+ 1.2357
100,000+ 1.3188
500,000+ 1.4018
1,000,000+ 1.4849
Term 1 Year
5,000+ 1.1685
10,000+ 1.1685
50,000+ 1.1685
100,000+ 1.2477
500,000+ 1.3269
1,000,000+ 1.4061
Term 2 Years
5,000+ 1.3176
10,000+ 1.3176
50,000+ 1.3176
100,000+ 1.3975
500,000+ 1.4773
1,000,000+ 1.5571
Term 3 Years
5,000+ 1.3559
10,000+ 1.3559
50,000+ 1.3559
100,000+ 1.4351
500,000+ 1.5143
1,000,000+ 1.5935
Term 4 Years
5,000+ 1.503
10,000+ 1.503
50,000+ 1.503
100,000+ 1.5834
500,000+ 1.6639
1,000,000+ 1.7443
Term 5 Years
5,000+ 1.7393
10,000+ 1.7393
50,000+ 1.7393
100,000+ 1.821
500,000+ 1.9026
1,000,000+ 1.9842
British Pounds (GBP)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.8652 0.8652 0.8652 0.8652 0.8652 0.8652
6 Months 0.9144 0.9144 0.9144 0.9144 0.9144 0.9144
1 Year 0.7908 0.7908 0.7908 0.7908 0.7908 0.7908
2 Years 0.8476 0.8476 0.8476 0.8476 0.8476 0.8476
3 Years 0.8556 0.8556 0.8556 0.8556 0.8556 0.8556
4 Years 0.881 0.881 0.881 0.881 0.881 0.881
5 Years 0.9 0.9 0.9 0.9 0.9 0.9
British Pounds (GBP)
Term 3 Months
5,000+ 0.8652
10,000+ 0.8652
50,000+ 0.8652
100,000+ 0.8652
500,000+ 0.8652
1,000,000+ 0.8652
Term 6 Months
5,000+ 0.9144
10,000+ 0.9144
50,000+ 0.9144
100,000+ 0.9144
500,000+ 0.9144
1,000,000+ 0.9144
Term 1 Year
5,000+ 0.7908
10,000+ 0.7908
50,000+ 0.7908
100,000+ 0.7908
500,000+ 0.7908
1,000,000+ 0.7908
Term 2 Years
5,000+ 0.8476
10,000+ 0.8476
50,000+ 0.8476
100,000+ 0.8476
500,000+ 0.8476
1,000,000+ 0.8476
Term 3 Years
5,000+ 0.8556
10,000+ 0.8556
50,000+ 0.8556
100,000+ 0.8556
500,000+ 0.8556
1,000,000+ 0.8556
Term 4 Years
5,000+ 0.881
10,000+ 0.881
50,000+ 0.881
100,000+ 0.881
500,000+ 0.881
1,000,000+ 0.881
Term 5 Years
5,000+ 0.9
10,000+ 0.9
50,000+ 0.9
100,000+ 0.9
500,000+ 0.9
1,000,000+ 0.9
Canadian Dollars (CAD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.3332 0.3332 0.3332 0.3332 0.3332 0.3332
6 Months 0.5366 0.5366 0.5366 0.5366 0.5366 0.5366
1 Year 1.032 1.032 1.032 1.032 1.032 1.032
Canadian Dollars (CAD)
Term 3 Months
5,000+ 0.3332
10,000+ 0.3332
50,000+ 0.3332
100,000+ 0.3332
500,000+ 0.3332
1,000,000+ 0.3332
Term 6 Months
5,000+ 0.5366
10,000+ 0.5366
50,000+ 0.5366
100,000+ 0.5366
500,000+ 0.5366
1,000,000+ 0.5366
Term 1 Year
5,000+ 1.032
10,000+ 1.032
50,000+ 1.032
100,000+ 1.032
500,000+ 1.032
1,000,000+ 1.032
Australian Dollars (AUD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.8248 0.8248 0.8248 0.8248 0.8248 0.8248
6 Months 0.7908 0.7908 0.7908 0.7908 0.7908 0.7908
1 Year 0.7225 0.7225 0.7225 0.7225 0.7225 0.7225
Australian Dollars (AUD)
Term 3 Months
5,000+ 0.8248
10,000+ 0.8248
50,000+ 0.8248
100,000+ 0.8248
500,000+ 0.8248
1,000,000+ 0.8248
Term 6 Months
5,000+ 0.7908
10,000+ 0.7908
50,000+ 0.7908
100,000+ 0.7908
500,000+ 0.7908
1,000,000+ 0.7908
Term 1 Year
5,000+ 0.7225
10,000+ 0.7225
50,000+ 0.7225
100,000+ 0.7225
500,000+ 0.7225
1,000,000+ 0.7225
New Zealand Dollars (NZD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.6864 0.6864 0.6864 0.6864 0.6864 0.6864
6 Months 0.6783 0.6783 0.6783 0.6783 0.6783 0.6783
1 Year 0.662 0.662 0.662 0.662 0.662 0.662
New Zealand Dollars (NZD)
Term 3 Months
5,000+ 0.6864
10,000+ 0.6864
50,000+ 0.6864
100,000+ 0.6864
500,000+ 0.6864
1,000,000+ 0.6864
Term 6 Months
5,000+ 0.6783
10,000+ 0.6783
50,000+ 0.6783
100,000+ 0.6783
500,000+ 0.6783
1,000,000+ 0.6783
Term 1 Year
5,000+ 0.662
10,000+ 0.662
50,000+ 0.662
100,000+ 0.662
500,000+ 0.662
1,000,000+ 0.662
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Everyday Savings Rates

(Date format is dd/mm/yyyy)
Rates as of:
05/06/2025, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 05/06/2025, 9:00 am
Bermuda Dollar (BMD)
Currency 0 to  49999.99 50,000 to  99999.99 100,000 to  199999.99 200,000 to  499999.99 500,000 to  999999.99 1,000,000+
Bermuda Dollar (BMD) 0.01 0.05 0.05 0.1 0.1 0.15
Bermuda Dollar (BMD)
Currency Bermuda Dollar (BMD)
0 to  49999.99 0.01
50,000 to  99999.99 0.05
100,000 to  199999.99 0.05
200,000 to  499999.99 0.1
500,000 to  999999.99 0.1
1,000,000+ 0.15
Other Currencies
Currency Rate
Canada Dollar (CAD) 0.01
Euro (EUR) 0
British Pound (GBP) 0.01
United States Dollar (USD) 0.01
Australian Dollar (AUD) 0.01
Danish Krone (DKK) 0
Japanese Yen (JPY) 0
New Zealand Dollar (NZD) 0.01
Norwegian Krone (NOK) 0
Singapore Dollar (SGD) 0
Swiss Franc (CHF) 0
Swedish Krone (SEK) 0
Other Currencies
Currency Canada Dollar (CAD)
Rate 0.01
Currency Euro (EUR)
Rate 0
Currency British Pound (GBP)
Rate 0.01
Currency United States Dollar (USD)
Rate 0.01
Currency Australian Dollar (AUD)
Rate 0.01
Currency Danish Krone (DKK)
Rate 0
Currency Japanese Yen (JPY)
Rate 0
Currency New Zealand Dollar (NZD)
Rate 0.01
Currency Norwegian Krone (NOK)
Rate 0
Currency Singapore Dollar (SGD)
Rate 0
Currency Swiss Franc (CHF)
Rate 0
Currency Swedish Krone (SEK)
Rate 0
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Quarterly Bonus Saver Rate

(Date format is dd/mm/yyyy)
Rates as of:
05/01/2023, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 05/01/2023, 9:00 am
BMD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
BMD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
USD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
USD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
CAD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.20

Total AER3

0.25
CAD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.20
Rates

Total AER3
100 to 500,000+

0.25

1 AER - Interest earned on an annual basis.

2  Interest paid in addition to the standard rate if no withdrawals are made within a Qualifying 3 Month period.

3  AER – Annual Equivalent Rate which is interest earned on an annual basis.

Disclosure

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

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